Health plans do not provide the same coverage.

Below is a summary of basic coronavirus health insurance coverage in Massachusetts

In accordance with the Massachusetts Division of Insurance Bulletin and CDC Guidance, Massachusetts Health Plans will provide policyholders with access to the following benefits:

  • Insured residents do not pay any costs for medically necessary Coronavirus testing, counseling and vaccinations. This coverage applies for in-network providers, urgent care centers, emergency rooms. It will also apply at out of network providers if the policyholder cannot easily find an in-network provider to provide timely services.
  • Some providers will still charge you for other costs such as deductibles and coinsurance for certain COVID-19 treatments*.
  • No coinsurance or copay for Telemedicine/Telehealth Services related to COVID-19 offers convenience and helps avoid potential exposure to contagion.
  • Increased access to prescription medications by lifting limits on early refills
  • Many providers also offer access via smartphone, tablet or computer.
  • Massachusetts announced a special insurance enrollment period as Coronavirus spreads. It runs from March 11 through April 25, 2020.
  • Medicare plans for the most part are providing pretty much the same coverage as the individual plans described above.

* BCBS, HCHP, FALLON may charge your plans applicable deductibles and coinsurance if any for COVID-19 in-patient treatment.

Let me know what your thoughts are regarding your health insurance plan