Small Business Health Insurance in Massachusetts

Health and Dental Plan Options for Your Business

Mark Feldman Insurance represents The small business health insurance Mass, and we believe that it is a great place for businesses like yours, to buy affordable health and dental insurance for your company. At the Health Connector for Business?via the new Group Market Exchange?Mark Feldman Insurance helps employers and their employees to shop, compare, and choose the right health insurance plans.

You can buy coverage through the Health Connector directly through Mark Feldman Insurance. We never charge membership fees for small businesses that use Mark Feldman Insurance as the source for your group coverage.

Life Insurance

Life Insurance Overview

Mark Feldman Insurance offers a comprehensive suite of Life Insurance Products designed to meet a variety of personal and business needs. This includes attractive features for both the individual and business markets.

You can buy Life Insurance coverage directly through Mark Feldman Insurance. We never charge any up-front fees for our services.

There?s more to our product portfolio than you may know. Our comprehensive and competitive life insurance product portfolio is designed to meet a variety of personal and business needs. This includes attractive features for both the individual and business markets.

We Offer Services designed to keep you and your employees HAPPY

Our Products:

    • Health Insurance for Self Employed
    • Small Group Health Insurance for businesses with 2 to 50 Employees
    • Group Dental Insurance
    • Group Life and Disability Insurance
    • 401 (K) plans including SEP, IRA, ROTH and more*

Small Group Health Insurance for businesses with 2 to 50 Employees

As a certified broker with the Masshealth Connector for small business offering you, the employer many? more ways to provide the kind of coverage your employees need and want, at a price that is based on? what you decide.

Group Health Insurance Plans from most direct providers are designed around the concept of ONE-SIZE-FITS-ALL.? The truth is that this old approach always leaves someone behind. Have any of your employees had to? find new doctors because your provider changed their networks?

Example: Tufts Direct Health, the most affordable plan available in Massachusetts no longer includes the? Atrius Health Network forcing any employees to either pick a new primary care doctor or a new job.

The Small Business Health Care Tax Credit

Certain Massachusetts small businesses and nonprofit organizations are eligible for federal tax credits? that can help offset some of the cost of offering health insurance to employees. The tax credit will cover? up to 50% of an employer?s costs (up to 35% for a non-profit organization).

To qualify for the tax credit, all of the following must apply:

  • You must have fewer than 25 full-time equivalent employees (FTEs)
  • Your average employee salary is about $50,000 a year or less
  • You must pay at least 50% of your full-time employees? premium costs
  • You must offer coverage for your full-time employees through the Massachusetts Connector for small business and Mark Feldman Insurance.

Looking for more ways to save?

The Wellness Track program for small businesses can earn your company a rebate up to 15% of your premium contribution by promoting a healthy workforce.

What can Wellness Track do for me and my business?

    • Save up to 15% on your share of employee health insurance premiums
    • Increase productivity
    • Boost job satisfaction and morale
    • Create a healthier environment for you and your employees

Contact Mark Feldman Insurance to discuss all of the products and services offered.

Small Business Health Insurance Massachusetts

When seeking coverage from an insurance provider, the focus should be placed on its financial guarantees, size, coverage for employees, and employee premiums. Adding health insurance benefits to your workforce can help attract and retain great talent, and it can also provide tax benefits. Directing providers to you and a third-party insurance company is also an option.

It’s the most stressful aspect of running a small business because of the many insurance options and policies. If your business doesn’t have a full human resources department, you’re on your own. Using this guide, you can learn about?small business health insurance in Massachusetts?and why you should offer it.

You don’t have to purchase new insurance when you change jobs or start your own business and can shop around at any time without waiting for a particular enrollment period to start. However, once you have bought a plan, you must remain in it for a year. When you add dependents or remove them, you are bound by it for as long as they stay. When your contract expires, you have the choice of continuing to buy a new subscription or upgrading to a different package.

Under the Affordable Care Act, small companies don’t have to provide coverage to their employees if they have fewer than 50 people on their payroll (ACA). That means that businesses that employ 50 or more people must comply with the Affordable Care Act.

Benefits you should consider when providing health insurance to your employees.

  • Group insurance may cost less, but it may also cover more.

Individual medical insurance may only cover you and your immediate family, whereas a group health insurance plan provides the option for businesses to protect employees and their dependents. One of the benefits of?group health insurance in Massachusetts?is that it’s typically more affordable and offers more coverage than individual insurance.

  • If an employee meets certain requirements, they may be eligible for a tax credit.

Creating health insurance for yourself and your employees will allow you to take advantage of Small Business Insurance Service Exchanges (SBIEs), a program developed for small businesses by the ACA. As a condition of working with us, you must meet the following requirements:

  • No person on the staff has more than 25 full-time equivalent job responsibilities.

Offer health insurance in Massachusetts to full-time employees and their dependents to those that work at least 20 hours per week on average, and most part-time employees receive annual salaries in the $40,000 to $50,000 range.

  • The front fifty-per cent of the price

Receiving contributions toward employee health benefits of up to 50% will significantly reduce employers’ costs.

  • Positive impact on job satisfaction and employee retention

Offering a health plan shows that you care about and respect your workers. To keep your employees productive, provide them with excellent?small business health insurance in Mass. Uninsured employees are less likely to receive routine checkups or take time off when they are ill, increasing their sickness.

As a Connector Certified Broker, Mark Feldman Insurance can help your company select the best options – at no extra cost!… We offer the lowest available price for small business group health insurance in Massachusetts, with no additional fees. View plans. Get a quote today. The company?s concept is to do a better job for our customers. We understand the challenges involved with Massachusetts Small Business Group Health Insurance Plans. We are focused on serving the small business health insurance market throughout Massachusetts.

Assess Your Life Insurance Needs

Visit our Financial Services site at www.markfeldman.net